Onerealityexperience

Buying a home is one of the biggest financial decisions most people make in their lifetime. It involves a significant amount of money, planning, and consideration. However, once you have become a homeowner, there may come a time when you need to make another important decision – whether to refinance your current home or take […]

In today’s economy, more and more people are choosing to be self-employed rather than traditional 9-5 employees. The freedom and flexibility that comes with being your own boss is appealing to many. However, self-employment also comes with its own unique challenges, particularly when it comes to mortgage planning. One of the biggest hurdles that self-employed […]

For most people, owning a home is the quintessential American dream. However, with the high cost of homeownership, it often feels like an unachievable goal. This is where the concept of a mortgage comes in. A mortgage is a loan taken out to finance the purchase of a home. It is a long-term commitment that […]

When it comes to getting a mortgage, most people think that their income is the most important factor for approval. However, many are surprised to find out that lenders also take into account other assets when evaluating a borrower’s ability to repay their loan. In fact, your assets can often play a crucial role in […]

Introduction Purchasing a home is a major financial decision, and for many people, obtaining a mortgage loan is the only way to make this dream a reality. However, with the rising interest rates in today’s market, homebuyers need to carefully consider their mortgage options. One popular option is the adjustable-rate mortgage (ARM), which offers a […]

As technology continues to advance at a rapid pace, it is no surprise that it has also greatly impacted the home buying process. Gone are the days of browsing through newspaper ads or driving around neighborhoods to find the perfect home. With the rise of mortgage technology, the future of home buying looks vastly different […]